:root{--navy: #06205c;--navy-900: #04153c;--navy-800: #0a2a6b;--blue: #305080;--blue-600: #3a5d92;--blue-300: #8ea4c4;--gold: #c2a14d;--gold-deep: #9a7c2f;--gold-soft: #fdd79a;--cream: #faf8ef;--paper: #ffffff;--ink: #161d28;--muted: #44506a;--line: #e4e8f0;--line-strong: #cdd5e2;--font-display: "Fraunces", Georgia, "Times New Roman", serif;--font-body: "Hanken Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;--maxw: 1180px;--maxw-narrow: 820px;--gut: clamp(1.1rem, 4vw, 2.5rem);--radius: 14px;--radius-sm: 9px;--shadow-sm: 0 1px 2px rgba(6, 32, 92, .06), 0 2px 8px rgba(6, 32, 92, .05);--shadow-md: 0 10px 30px rgba(6, 32, 92, .1), 0 2px 8px rgba(6, 32, 92, .06);--shadow-lg: 0 24px 60px rgba(6, 32, 92, .16);--ease: cubic-bezier(.22, .61, .36, 1)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--font-body);font-size:1.05rem;line-height:1.7;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{max-width:100%;height:auto;display:block}h1,h2,h3,h4{font-family:var(--font-display);font-weight:540;line-height:1.12;color:var(--navy);letter-spacing:-.01em;margin:0 0 .5em;font-optical-sizing:auto}h1{font-size:clamp(2.3rem,5.2vw,3.7rem)}h2{font-size:clamp(1.8rem,3.6vw,2.6rem)}h3{font-size:clamp(1.25rem,2vw,1.5rem)}p{margin:0 0 1.1rem}a{color:var(--blue);text-decoration-color:color-mix(in srgb,var(--blue) 35%,transparent);text-underline-offset:3px}a:hover{color:var(--navy)}strong{font-weight:700}.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gut)}.container--narrow{max-width:var(--maxw-narrow)}.section{padding-block:clamp(2.5rem,5vw,4.25rem)}.section--cream{background:var(--cream)}.section--navy{background:var(--navy);color:#e9eef8}.section--navy h2,.section--navy h3{color:#fff}.eyebrow{font-family:var(--font-body);text-transform:uppercase;letter-spacing:.18em;font-size:13px;font-weight:700;color:var(--gold-deep);margin:0 0 .9rem;display:inline-flex;align-items:center;gap:.6rem}.eyebrow:before{content:"";width:26px;height:2px;background:var(--gold);display:inline-block}.section--navy .eyebrow{color:var(--gold-soft);font-weight:800}.hero .eyebrow,.page-hero .eyebrow{font-weight:800}.lede{font-size:clamp(1.08rem,1.5vw,1.24rem);color:#3a4659;font-weight:450;line-height:1.6;max-width:62ch}.section--navy .lede{color:#d3deef}.btn{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--font-body);font-weight:700;font-size:.96rem;padding:.85rem 1.6rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;text-decoration:none;transition:all .25s var(--ease);letter-spacing:.01em}.btn--primary{background:var(--gold);color:var(--navy-900)}.btn--primary:hover{background:var(--gold-deep);color:#fff;transform:translateY(-2px);box-shadow:var(--shadow-md)}.btn--navy{background:var(--navy);color:#fff}.btn--navy:hover{background:var(--navy-800);color:#fff;transform:translateY(-2px);box-shadow:var(--shadow-md)}.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line-strong)}.btn--ghost:hover{border-color:var(--navy);background:var(--navy);color:#fff}.section--navy .btn--ghost{color:#fff;border-color:#fff6}.section--navy .btn--ghost:hover{background:#fff;color:var(--navy)}.hero .btn--ghost,.page-hero .btn--ghost,.adv-hero .btn--ghost,.svc-hero .btn--ghost,.art-hero .btn--ghost{color:#fff;border-color:#ffffffa6}.hero .btn--ghost:hover,.page-hero .btn--ghost:hover,.adv-hero .btn--ghost:hover,.svc-hero .btn--ghost:hover,.art-hero .btn--ghost:hover{background:#fff;color:var(--navy);border-color:#fff}.btn .arr{transition:transform .25s var(--ease)}.btn:hover .arr{transform:translate(3px)}.arrow-link{display:inline-flex;align-items:center;gap:.4rem;font-weight:700;text-decoration:none;color:var(--blue)}.arrow-link:hover{color:var(--navy)}.arrow-link .arr{transition:transform .25s var(--ease)}.arrow-link:hover .arr{transform:translate(3px)}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--line-strong)}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}.skip-link{position:absolute;left:1rem;top:-3rem;z-index:1000;background:var(--navy);color:#fff;padding:.6rem 1rem;border-radius:0 0 8px 8px;transition:top .2s ease;text-decoration:none;font-weight:700}.skip-link:focus{top:0;color:#fff}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.keystone-rule{display:flex;align-items:center;justify-content:center;gap:.8rem;color:var(--gold)}.keystone-rule:before,.keystone-rule:after{content:"";height:1px;width:min(120px,22vw);background:linear-gradient(90deg,transparent,var(--line-strong))}@media (prefers-reduced-motion: no-preference){.reveal{opacity:0;transform:translateY(16px);animation:reveal .7s var(--ease) forwards}@keyframes reveal{to{opacity:1;transform:none}}}.prose{font-size:1.08rem}.prose ul{padding-left:0;list-style:none;margin:1.4rem 0;display:grid;gap:.7rem}.prose ul li{position:relative;padding-left:1.9rem}.prose ul li:before{content:"";position:absolute;left:0;top:.62em;width:9px;height:9px;background:var(--gold);transform:rotate(45deg);border-radius:2px}.prose h2,.prose h3{margin-top:1.8rem}.disclaimer{font-size:.82rem;line-height:1.6;color:var(--muted)}.disclaimer p{margin-bottom:.8rem}.site-header[data-astro-cid-3ef6ksr2]{position:sticky;top:0;z-index:100;background:var(--paper);border-bottom:1px solid var(--line)}.topbar[data-astro-cid-3ef6ksr2]{background:var(--navy);color:#cdd8ee;font-size:.82rem}.topbar__in[data-astro-cid-3ef6ksr2]{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding-block:.45rem}.topbar__note[data-astro-cid-3ef6ksr2]{margin:0;letter-spacing:.02em}.topbar__links[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;gap:.8rem}.topbar__links[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{color:#cdd8ee;text-decoration:none;font-weight:600}.topbar__links[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]:hover{color:#fff}.topbar__fb[data-astro-cid-3ef6ksr2]{display:inline-flex}.nav-row[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;gap:1.4rem;padding-block:.9rem}.brand[data-astro-cid-3ef6ksr2]{flex:0 0 auto;line-height:0}.brand[data-astro-cid-3ef6ksr2] img[data-astro-cid-3ef6ksr2]{height:46px;width:auto}.nav-desktop[data-astro-cid-3ef6ksr2]{margin-left:auto}.nav-desktop[data-astro-cid-3ef6ksr2]>ul[data-astro-cid-3ef6ksr2]{display:flex;gap:.3rem;list-style:none;margin:0;padding:0}.nav-desktop[data-astro-cid-3ef6ksr2]>ul[data-astro-cid-3ef6ksr2]>li[data-astro-cid-3ef6ksr2]{position:relative}.nav-desktop[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{display:inline-flex;align-items:center;gap:.25rem;padding:.6rem .85rem;text-decoration:none;color:var(--ink);font-weight:600;font-size:.98rem;border-radius:8px}.nav-desktop[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]:hover,.nav-desktop[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2][aria-current=page]{color:var(--navy);background:var(--cream)}.caret[data-astro-cid-3ef6ksr2]{font-size:.6rem;color:var(--blue)}.submenu[data-astro-cid-3ef6ksr2]{position:absolute;top:calc(100% + 6px);left:0;min-width:210px;background:var(--paper);border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow-md);list-style:none;margin:0;padding:.4rem;opacity:0;visibility:hidden;transform:translateY(6px);transition:all .2s var(--ease)}.has-children[data-astro-cid-3ef6ksr2]:hover .submenu[data-astro-cid-3ef6ksr2],.has-children[data-astro-cid-3ef6ksr2]:focus-within .submenu[data-astro-cid-3ef6ksr2]{opacity:1;visibility:visible;transform:none}.submenu[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{display:block}.nav-cta[data-astro-cid-3ef6ksr2]{flex:0 0 auto}.hamburger[data-astro-cid-3ef6ksr2]{display:none}@media (max-width: 1000px){.nav-desktop[data-astro-cid-3ef6ksr2],.nav-cta[data-astro-cid-3ef6ksr2]{display:none}.nav-row[data-astro-cid-3ef6ksr2]{gap:1rem}.brand[data-astro-cid-3ef6ksr2]{margin-right:auto}.hamburger[data-astro-cid-3ef6ksr2]{display:inline-flex;flex-direction:column;justify-content:center;gap:5px;width:46px;height:46px;background:var(--cream);border:1px solid var(--line);border-radius:10px;cursor:pointer;padding:0 11px}.hamburger[data-astro-cid-3ef6ksr2] span[data-astro-cid-3ef6ksr2]{height:2.5px;background:var(--navy);border-radius:2px;transition:all .25s var(--ease)}.hamburger[data-astro-cid-3ef6ksr2][aria-expanded=true] span[data-astro-cid-3ef6ksr2]:nth-child(1){transform:translateY(7.5px) rotate(45deg)}.hamburger[data-astro-cid-3ef6ksr2][aria-expanded=true] span[data-astro-cid-3ef6ksr2]:nth-child(2){opacity:0}.hamburger[data-astro-cid-3ef6ksr2][aria-expanded=true] span[data-astro-cid-3ef6ksr2]:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}}.mobile-menu[data-astro-cid-3ef6ksr2]{border-top:1px solid var(--line);background:var(--paper);padding:1rem var(--gut) 1.6rem}.mobile-menu[data-astro-cid-3ef6ksr2][hidden]{display:none}.mobile-menu[data-astro-cid-3ef6ksr2] ul[data-astro-cid-3ef6ksr2]{list-style:none;margin:0;padding:0}.mobile-menu[data-astro-cid-3ef6ksr2]>nav[data-astro-cid-3ef6ksr2]>ul[data-astro-cid-3ef6ksr2]>li[data-astro-cid-3ef6ksr2]{border-bottom:1px solid var(--line)}.mobile-menu[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{display:block;padding:.85rem .2rem;text-decoration:none;color:var(--ink);font-weight:600;font-size:1.05rem}.mobile-menu[data-astro-cid-3ef6ksr2] ul[data-astro-cid-3ef6ksr2] ul[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{padding-left:1.4rem;font-weight:500;color:var(--muted);font-size:.98rem}.site-footer[data-astro-cid-sz7xmlte]{background:var(--navy);color:#c4d0e6}.footer-iapd[data-astro-cid-sz7xmlte]{border-top:1px solid rgba(255,255,255,.08)}.footer-iapd[data-astro-cid-sz7xmlte] p[data-astro-cid-sz7xmlte]{font-size:12px;color:#ffffff73;margin:0;padding-block:14px}.footer-iapd[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:#ffffff73;text-decoration:none}.footer-iapd[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{text-decoration:underline}.footer-grid[data-astro-cid-sz7xmlte]{display:grid;grid-template-columns:1.4fr 1fr 1.4fr;gap:2.5rem;padding-block:clamp(2.6rem,5vw,4rem) 2.4rem}.footer-brand[data-astro-cid-sz7xmlte] img[data-astro-cid-sz7xmlte]{height:52px;width:auto;margin-bottom:11px;filter:brightness(0) invert(1);opacity:.95}.footer-tag[data-astro-cid-sz7xmlte]{font-family:var(--font-body);font-size:12px;letter-spacing:.04em;font-weight:400;color:#ffffff73;margin:0;max-width:none}.footer-fb[data-astro-cid-sz7xmlte]{display:inline-flex;color:#9fb2d6;margin-top:.4rem}.footer-fb[data-astro-cid-sz7xmlte]:hover{color:#fff}.footer-col[data-astro-cid-sz7xmlte] h2[data-astro-cid-sz7xmlte]{font-family:var(--font-body);font-size:.8rem;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-soft);margin-bottom:1rem}.footer-col[data-astro-cid-sz7xmlte] ul[data-astro-cid-sz7xmlte]{list-style:none;margin:0;padding:0;display:grid;gap:.5rem}.footer-col[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:#c4d0e6;text-decoration:none;font-weight:500}.footer-col[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:#fff}.footer-phones[data-astro-cid-sz7xmlte]{grid-template-columns:1fr 1fr;gap:.85rem 1.2rem}.footer-phones[data-astro-cid-sz7xmlte] li[data-astro-cid-sz7xmlte]{display:flex;flex-direction:column}.footer-phones[data-astro-cid-sz7xmlte] span[data-astro-cid-sz7xmlte]{font-size:.74rem;text-transform:uppercase;letter-spacing:.08em;color:#8298c0}.footer-disclaimer[data-astro-cid-sz7xmlte]{border-top:1px solid rgba(255,255,255,.12);padding-top:1.6rem;color:#9fb0cf}.footer-disclaimer[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:var(--gold-soft)}.footer-bottom[data-astro-cid-sz7xmlte]{border-top:1px solid rgba(255,255,255,.12);margin-top:1.4rem;padding-block:1.4rem 2rem;display:flex;align-items:center;gap:1.2rem 2rem;flex-wrap:wrap;justify-content:space-between}.copyright[data-astro-cid-sz7xmlte]{margin:0;font-size:.85rem;color:#9fb0cf}.footer-pdfs[data-astro-cid-sz7xmlte]{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem 1.2rem;margin:0;padding:0}.footer-pdfs[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:#c4d0e6;text-decoration:none;font-size:.82rem;font-weight:600;letter-spacing:.03em}.footer-pdfs[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:var(--gold-soft)}.brokercheck[data-astro-cid-sz7xmlte] img[data-astro-cid-sz7xmlte]{background:#fff;border-radius:6px;padding:4px 8px;height:34px;width:auto}@media (max-width: 880px){.footer-grid[data-astro-cid-sz7xmlte]{grid-template-columns:1fr;gap:2rem}.footer-bottom[data-astro-cid-sz7xmlte]{flex-direction:column;align-items:flex-start}}