Insights
Research & Perspectives
Institutional research from LPL alongside Foundational Wisdom – Spencer Templin’s perspective on the ideas, history, and human behavior behind them.

Foundational Wisdom
Spencer Templin
Financial Advisor, Lexington
Spencer has been writing Foundational Wisdom for over 10 years — drawing on history, science, and culture to make sense of markets for everyday investors.

…if electrons had feelings.
When you turn on a lightbulb, you may not notice the electrons springing into action, but you do see the end result of electrons showing up at the bulb and creating light.
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Monetizing Emotions – A Tale of Two Markets
Dear Clients and Friends,
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Goldilocks or Three Bears
Dear Clients and Friends,
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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All investing involves risks including loss of principal. No strategy assures success or protects against losses.
The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.
The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice. Cryptocurrency and cryptocurrency-related products can be volatile, are highly speculative and involve significant risks including: liquidity, pricing, regulatory, cybersecurity risk, and loss of principal.